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Pay over time with Affirm

Explore flexible payment options with Affirm.
Budget-friendly monthly payments at rates from 10-30% APR.
Affirm offers fair and easy financing you deserve.

Paynes Gray & Affirm

Convenient. Safe. Simple.

Paynes Gray has partnered with Affirm to offer transparent, quick financing to our customers, with no hidden fees or costs. You will never owe more than what you agree upfront. The total at checkout will always be what you actually pay. With Affirm, you split the price of your purchase into fixed monthly payment amounts that fit your budge.

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Pay over time.

  • Quick and easy: Enter a few pieces of information for a real-time decision. Checking your eligibility won't affect your credit score.
  • No hidden fees: Know exactly what you’ll owe before you commit. There are no hidden costs and no surprises.
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Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See for details.

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