Pay over time with Affirm

Explore flexible payment options with Affirm.
Budget-friendly monthly payments at rates from 10-36% APR.
Affirm offers fair and easy financing you deserve.

Paynes Gray & Affirm

Convenient. Safe. Simple.

Paynes Gray has partnered with Affirm to offer transparent, quick financing to our customers, with no hidden fees or costs. You will never owe more than what you agree upfront. The total at checkout will always be what you actually pay. With Affirm, you split the price of your purchase into fixed monthly payment amounts that fit your budge.

For example, a $950 purchase may cost $88.15 for 12 months AT 20% APR.

Learn more at

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Enjoy your purchase!

Pay over time.

  • Quick and easy: Enter a few pieces of information for a real-time decision. Checking your eligibility won't affect your credit score.
  • No hidden fees: Know exactly what you’ll owe before you commit. There are no hidden costs and no surprises.
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Your rate will be 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required.